Disclaimer

The information provided on OCXLY websites (including ocxly.com, osoftly.com, cxneuro.com, bookstair.com, ocxlydev.site, and all sub-division sites — collectively, the "Sites") is for general informational and educational purposes only.

While we make reasonable efforts to ensure the accuracy, completeness, and timeliness of the information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the Sites or the information, products, services, or related graphics contained on the Sites for any purpose.

Any reliance you place on such information is strictly at your own risk. We shall not be liable for any loss or damage, including without limitation indirect or consequential loss or damage, arising out of or in connection with the use of the Sites.

These disclaimers are subject to our full Terms & Conditions and Privacy Policy, which are incorporated by reference.

The content on our Sites — including articles, guides, tutorials, documentation, specifications, and data — is provided for informational purposes and may not reflect the most current developments, research findings, or industry standards.

• No guarantee of accuracy. While we strive for accuracy, we cannot guarantee that all information is free from errors, omissions, or inaccuracies. Technology, science, and regulations evolve rapidly; content that was accurate when published may become outdated.
• Timeliness. Unless otherwise indicated, content reflects the state of knowledge at the time of publication. Dates of publication and last update are displayed where possible.
• Completeness. Our content does not purport to cover every aspect of a given topic. Omission of information does not imply that it is unimportant or irrelevant.
• Regional variations. Information about legal, regulatory, or compliance matters may not be applicable in your jurisdiction. Always verify with local authorities or qualified professionals.

If you find information on our Sites that you believe is inaccurate, please notify us at [email protected] so we can review and correct it.

Nothing on our Sites constitutes professional advice of any kind. Specifically:

3.1 Not legal advice

Our content does not constitute legal advice and should not be relied upon as such. Legal matters are jurisdiction-specific and fact-dependent. Always consult a qualified attorney or legal professional for advice regarding your specific situation.

3.2 Not financial or investment advice

No content on our Sites should be construed as financial advice, investment advice, tax advice, or a recommendation to buy, sell, or hold any financial instrument. See Section 12 for additional financial disclaimers.

3.3 Not medical or health advice

Our content is not intended to diagnose, treat, cure, or prevent any disease or health condition. Content related to neuroscience, cognitive health, or neurodiversity is educational only. See Section 13 for additional health disclaimers.

3.4 Not engineering or safety advice

Technical content, code samples, tutorials, and architectural guidance are provided for educational purposes. They are not intended to replace professional engineering judgment, safety assessments, or compliance reviews.

3.5 Not educational accreditation

Content published by OCXLY, including through our Institute of Advanced Studies (OIAS) or Publishing House divisions, does not confer any academic degree, professional certification, or accreditation unless explicitly stated in a separate agreement.

OCXLY builds and researches artificial intelligence systems. The following disclaimers apply to any AI-related products, tools, services, demonstrations, or content we provide:

4.1 AI output limitations

• No guarantee of correctness. AI-generated content, predictions, recommendations, and analyses may contain errors, hallucinations, biases, or inaccuracies. AI output should always be reviewed by a qualified human before being relied upon for decisions.
• Not a substitute for human judgment. AI tools are designed to assist, not replace, human decision-making. Critical decisions — especially those affecting health, safety, legal rights, or financial well-being — should never be delegated solely to an AI system.
• Training data limitations. AI models reflect patterns in their training data, which may contain biases, gaps, or outdated information. We make no guarantee that outputs are free from bias.

4.2 Experimental and research nature

Many of OCXLY's AI and cognitive computing projects are research-grade or experimental. Features labelled as "beta," "experimental," "preview," or "research" are provided without any warranty of fitness for production use. They may produce unexpected results, behave inconsistently, or be discontinued without notice.

4.3 Autonomous systems

If any OCXLY tool or service involves autonomous decision-making, we will clearly disclose: (a) that automated processing is involved; (b) the logic and criteria used; and (c) the significance and consequences of such processing, as required by applicable law (including GDPR Article 22).

4.4 Third-party AI

Some of our services may integrate or reference third-party AI models, APIs, or platforms. We are not responsible for the outputs, accuracy, availability, or policies of third-party AI services.

Code samples, libraries, frameworks, scripts, templates, and software tools published by OCXLY (whether on our Sites, GitHub, or other platforms) are provided for educational and illustrative purposes.

• No warranty. All code is provided "as is" without warranty of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement.
• Not production-ready unless stated. Unless explicitly labelled as production-ready and versioned with semantic versioning, code samples should be treated as educational examples that may contain bugs, security vulnerabilities, or incomplete implementations.
• Security. You are responsible for conducting your own security reviews and audits before deploying any code in a production environment. We are not liable for security breaches arising from the use of our code.
• Dependencies. Our code may depend on third-party packages, libraries, or APIs that are subject to their own licences and may change, deprecate, or introduce breaking changes without notice.
• Open source. Where code is released under an open-source licence (e.g., MIT, Apache 2.0), the terms of that licence apply. We provide no additional warranties beyond those stated in the applicable licence.

Content published through OCXLY Publishing House (bookstair.com), Neuro Labs (cxneuro.com), and the Institute of Advanced Studies (OIAS) may include research papers, white papers, case studies, educational materials, and books.

• Not peer-reviewed unless stated. Unless a publication explicitly states that it has undergone formal peer review, the content represents the views and research of the authors and has not been independently validated by an external review process.
• Evolving knowledge. Scientific and technical knowledge evolves. Findings, conclusions, and recommendations in our publications may be superseded by subsequent research.
• Author views. The views expressed in publications are those of the respective authors and do not necessarily represent the official position of OCXLY or any of its sub-divisions.
• Citation. If you cite our research or publications, you do so at your own risk. We encourage you to verify findings through independent sources.

Our Sites may contain hyperlinks to websites, resources, or services operated by third parties. These links are provided solely for your convenience and informational purposes.

• We do not control, endorse, sponsor, or assume responsibility for the content, accuracy, privacy practices, security, or availability of any linked third-party website.
• The inclusion of a link does not imply affiliation with, or endorsement of, the linked site or its operators.
• We are not liable for any damage or loss caused by or in connection with your use of any third-party website, product, or service.
• Third-party websites are subject to their own terms of use and privacy policies. We encourage you to review them before providing any personal information.

If you discover a broken, inappropriate, or potentially harmful link on our Sites, please report it to [email protected].

Some content on our Sites may contain affiliate links or sponsored material. This means we may earn a commission, referral fee, or other compensation if you click on a link and make a purchase or take an action, at no additional cost to you.

8.1 FTC compliance

In accordance with the U.S. Federal Trade Commission (FTC) guidelines on endorsements and testimonials (16 CFR Part 255), we disclose all material connections between OCXLY and any product, service, or company mentioned on our Sites.

8.2 Editorial independence

Affiliate relationships do not influence our editorial content, opinions, or recommendations. We only recommend products and services that we believe provide value. Our editorial team maintains full independence from our affiliate partnerships.

8.3 Identification

Affiliate links and sponsored content are identified through one or more of the following methods: explicit disclosure statements near the content, "sponsored" or "affiliate" labels, or a general disclosure on the relevant page.

8.4 Your choice

You are never obligated to use our affiliate links. You can always navigate directly to a retailer's website. Using an affiliate link does not increase the price you pay.

OCXLY is a participant in the Amazon Services LLC Associates Programme (and equivalent Amazon Associates programmes in other countries), an affiliate advertising programme designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon properties.

As an Amazon Associate, we earn from qualifying purchases. This means that when you click on certain links to Amazon products on our Sites and make a purchase, we may receive a small commission at no additional cost to you.

• Amazon and the Amazon logo are trademarks of Amazon.com, Inc. or its affiliates.
• Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
• We have no control over Amazon's pricing, availability, shipping, or customer service. Any issues with Amazon purchases should be directed to Amazon's customer support.

This disclosure is made in compliance with the Amazon Associates Programme Operating Agreement and FTC guidelines.

Testimonials, reviews, case studies, and user stories appearing on our Sites represent the individual experiences of specific users. They are genuine expressions of personal opinion but do not constitute a guarantee or prediction of what any other user will experience.

• Individual results vary based on circumstances, effort, and many other factors.
• Testimonials may be edited for length, grammar, or clarity, but the substance of the feedback is preserved.
• Unless otherwise stated, testimonials are from real users, and no compensation was provided in exchange for them. Where compensation was provided, it is disclosed.
• We do not verify the professional credentials or qualifications of individuals providing testimonials unless explicitly stated.

Any references to income, revenue, results, performance, or outcomes on our Sites are illustrative only and should not be interpreted as guarantees or promises of similar results.

• We make no representations that you will achieve similar results. Success depends on many factors beyond our control, including your skills, experience, effort, market conditions, and individual circumstances.
• Past performance is not indicative of future results.
• Any examples of results or earnings are intended to demonstrate possibilities, not to set expectations.
• We are not responsible for your actions or inactions, nor for the results of those actions.

OCXLY is not a registered investment adviser, broker-dealer, financial planner, or financial institution. No content on our Sites constitutes:

• An offer or solicitation to buy, sell, or hold any securities, financial instruments, or investments.
• Investment advice or a recommendation to invest in any particular asset, company, token, cryptocurrency, or opportunity.
• Tax, accounting, or estate-planning advice.

All financial information on our Sites is provided for general educational and informational purposes only. Before making any financial decisions, you should consult with a qualified financial adviser who understands your individual circumstances.

Risk disclosure. All investments involve risk, including the possible loss of principal. The value of investments can go down as well as up, and you may receive back less than you invest.

OCXLY, including its Neuro Labs (cxneuro.com) and Institute of Advanced Studies divisions, publishes content related to neuroscience, cognitive computing, brain-computer interfaces, and neurodiversity. This content is for educational and informational purposes only.

• Not medical advice. Nothing on our Sites is intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician, neurologist, psychiatrist, or other qualified health provider with any questions you may have regarding a medical condition.
• Do not disregard professional advice. Never disregard professional medical advice or delay seeking it because of something you have read on our Sites.
• Emergency situations. If you think you may have a medical emergency, call your doctor or emergency services immediately. OCXLY does not recommend or endorse any specific tests, physicians, products, procedures, or treatments.
• Neurodiversity content. Our content about neurodivergent conditions (ADHD, autism, dyslexia, etc.) is educational. It is not intended to diagnose or provide clinical guidance. Individual experiences of neurodivergent conditions vary widely.

OCXLY is committed to creating neuroinclusive and accessible digital experiences. Our sites include features like calm mode (a motion-reduction toggle) and respect for the prefers-reduced-motion operating system setting.

However:

• We do not guarantee that our accessibility features will meet the specific needs of every individual. Accessibility requirements vary widely across disabilities and conditions.
• Our compliance target is WCAG 2.1 Level AA, but we acknowledge that achieving perfect conformance across every page and interaction is an ongoing process, not a fixed state.
• Features like calm mode reduce visual motion but do not eliminate all potential sensory triggers. Users with photosensitive epilepsy, severe vestibular disorders, or other conditions should exercise caution and consult their healthcare provider regarding screen use.
• Our content about neurodiversity reflects our best understanding of current research and lived experience. It does not replace clinical expertise.

We welcome feedback about accessibility barriers. Contact us at [email protected] and we will work to address them.

Our Sites may contain copyrighted material, trademarks, or other proprietary information from third parties, including images, text excerpts, logos, and data. Such use is made under the principles of fair use (17 U.S.C. § 107), fair dealing (UK Copyright, Designs and Patents Act 1988), and equivalent provisions under applicable law.

• Third-party content is used for purposes of commentary, criticism, education, research, or news reporting.
• All third-party trademarks, service marks, and logos are the property of their respective owners. Their use on our Sites does not imply endorsement, affiliation, or sponsorship.
• If you believe that any content on our Sites infringes your copyright or other intellectual property rights, please contact us at [email protected] with the details described in our Terms & Conditions (Section 6.5 — DMCA and Copyright Complaints).

The views, opinions, and positions expressed on our Sites — whether in articles, blog posts, publications, social media, or other content — are those of the individual authors or contributors and do not necessarily represent the official policy, position, or views of OCXLY or any of its sub-divisions, unless explicitly stated.

Comments, responses, and user-generated content on our Sites represent the views of the individuals who post them. OCXLY does not adopt or endorse user comments and is not responsible for their content.

Despite our best efforts, our Sites and content may contain typographical errors, inaccuracies, omissions, or outdated information. These may relate to product descriptions, pricing, promotions, offers, availability, specifications, or other details.

We reserve the right to correct any errors, inaccuracies, or omissions and to change or update information at any time without prior notice. The existence of an error does not constitute a binding offer or commitment.

We do not undertake any obligation to update, amend, or clarify information on our Sites except as required by Applicable Law.

We do not guarantee that our Sites will be available at all times. Services may be interrupted due to:

• Scheduled or unscheduled maintenance.
• Technical failures, server outages, or infrastructure issues.
• Third-party service disruptions (hosting, DNS, CDN, APIs).
• Cyberattacks, including distributed denial-of-service (DDoS) attacks.
• Force majeure events (see our Terms & Conditions, Section 20).

We are not liable for any loss or damage resulting from service interruptions, regardless of cause or duration.

Emails and other communications sent by or on behalf of OCXLY are intended solely for the named recipient(s). If you receive a communication from us in error, please notify the sender immediately and delete the message.

• Email is inherently insecure. Do not send sensitive personal data (passwords, financial details, health information) to us via unencrypted email.
• Automated responses, transactional emails, and newsletters may contain links. We are not responsible for the content of third-party sites linked from our emails.
• The views expressed in individual emails are those of the sender and may not reflect the official position of OCXLY.
• We make reasonable efforts to scan outgoing emails for viruses and malware, but we cannot guarantee that all communications are free of harmful content. Recipients should scan all attachments with up-to-date antivirus software.

To the maximum extent permitted by Applicable Law, OCXLY and its officers, directors, employees, agents, sub-divisions, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, punitive, or exemplary damages arising out of or related to:

• Your use of, or inability to use, our Sites or Services.
• Any content on our Sites, including errors, omissions, or inaccuracies.
• Any third-party content, products, services, or links accessed through our Sites.
• Unauthorised access to or alteration of your transmissions or data.
• Any conduct or content of any third party on our Sites.

For full liability terms, see our Terms & Conditions, Section 12.

Nothing in this disclaimer excludes or limits liability for: (a) death or personal injury caused by negligence; (b) fraud or fraudulent misrepresentation; or (c) any liability that cannot be excluded or limited under Applicable Law.

European Union & United Kingdom

EU / UK

If you are a consumer in the EU or UK, nothing in this disclaimer affects your statutory rights under consumer protection legislation, including the Consumer Rights Act 2015 (UK), the Unfair Commercial Practices Directive (2005/29/EC), or equivalent national implementations. Disclaimers that would create a significant imbalance to the detriment of the consumer may not be enforceable.

United States

US

For users in the United States, all disclaimers are made to the fullest extent permitted by applicable federal and state law. Some states do not allow the exclusion of certain implied warranties or limitation of liability for consequential damages, so some of the above limitations may not apply to you. In such states, our liability is limited to the greatest extent permitted by law.

Australia

Australia

Our goods and services come with guarantees that cannot be excluded under the Australian Consumer Law. Nothing in this disclaimer is intended to exclude, restrict, or modify any consumer guarantee under the Competition and Consumer Act 2010 (Cth).

India

This disclaimer is subject to the Consumer Protection Act, 2019, and the Information Technology Act, 2000. Nothing herein limits your statutory rights under Indian law.

Canada

Canada

Canadian consumers retain all rights under applicable federal and provincial consumer protection legislation. Disclaimers that conflict with mandatory statutory rights are void to the extent of the conflict.

We reserve the right to modify this disclaimer at any time. Changes become effective upon posting to this page with an updated "Last updated" date. We encourage you to review this page periodically.

Your continued use of our Sites after any changes constitutes acceptance of the revised disclaimer.

If you have questions about this disclaimer, please contact us:

OCXLY — Legal Team
Email: [email protected]
Kochi, Kerala, India